Your Life With a 10% Discount - How to Enjoy Better Things for Less and Make Countless Small Savings

One of the biggest challenges of money management is knowing when it's worth stepping outside the budget and treating yourself and when you should instead be strict and disciplined. Of course, the more strict you are, the more you'll be able to save and this will all add up to considerable financial benefit.

At the same time though, it's also important to remember that the whole point of money is to facilitate the lifestyle you want and to enjoy yourself. You 'can't take it with you' as they say, so why deny yourself the things that will make you happy?

This is where kaizen comes in and makes a big difference: kaizen is the name for a particular approach to any type of goal or self-improvement. It means making small, incremental changes with the objective of having these add up to one much bigger change.

And by understanding this principle of continual improvement, you'll find the key to enjoying all the things you want to in life without breaking the bank…

Making Small Savings on Big Things

If you want to afford a new smartphone but can't quite justify it, then you should look for ways to get it with a 10% discount. This might not sound like much, but imagine if you could get a 10% discount on everything you wanted. This way you could effectively save 10% on all your outgoings… which would result in a huge amount of money all in all – especially over a few years.

And here's the surprising news: you actually can save about 10% on average on pretty much everything. How? Here are some small changes you can make that will help you to save 10% on your current outgoings and on your future large purchases…

• If you buy any new technology, do so while trading in your old
• Choose devices and vehicles that retain their value.
• Buy from cashback sites which pay you some of the money back out of the commission that they earn. (Here's my link to the Rakuten app I use both online and in stores: https://www.rakuten.com/r/LADMCG?eeid=28187
• Look for vouchers and special deals
• By food from the reduced aisle which is generally a lot cheaper
• Haggle whenever you're signing up to the gym, buying jewelry or doing anything else
• Sign up to loyalty schemes – at your local coffee place and at your local supermarket
• Top up your car fuel early in the morning when it's very cold so that the fuel is more compressed
• Shop around for the best deal on your mobile phone/car insurance
• Buy second hand
• Take advantage of employee discounts
• Stay out of the shops

Do all of this and you can live your whole life for 10% less at least. And now you can afford to save for the things you want to do! That's how you can live an Intentional Life without feeling like you've missed out on something.

Until next time...

Cheers!

Lisa